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Key Findings Details

Social Security Replacement Rates for Alternative Earnings Benchmarks
by Olivia S. Mitchell and John W. R. Phillips
WP 2006-116
  • Workers with the median HRS profile receive benefits worth 55% of lifetime earnings versus 48% for the medium scaled profile used by SSA.
  • Replacement rate measures linking benefits to national average wages at retirement generate more modest replacement rates (about 33% for the median HRS worker).

 

 

 

 

 

 

 


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