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Key Findings Details

Savings, Portfolio Choice, and Retirement Expectations
by Arthur van Soest and Arie Kapteyn
WP 2006-119
  • In general, people‚Äôs expectations about their Social Security benefits have little effect on portfolio investment decisions.
  • There is some evidence that people who expect to have higher Social Security benefits will tend to make riskier financial investments, especially in IRAs.