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Key Findings Details

Managing the Risk of Life
by Adeline Delavande and Robert J. Willis
WP 2007-167
  • Individuals are responsive to the incentives provided by the Social Security (SS) rules.
  • Single individuals take into account their survival expectations when deciding when to claim. Married individuals seem to make claiming plans to maximize the total lifetime amount the couple will receive from SS.
  • Women’s claiming decisions are importantly influenced by their level of knowledge about SS rules.