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Key Findings Details

Financial Literacy among the Young
by Annamaria Lusardi, Olivia S. Mitchell and Vilsa Curto
WP 2008-191
  • Almost three-quarters of adults in their twenties lack basic financial literacy about calculating interest, inflation, and diversifying stocks.
  • Financial literacy varies by demographic group and family background.
  • Financial literacy programs should be targeted to those groups most lacking in financial knowledge.