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Research Details

(UM03-03) - How To Evaluate the Effects of Social Security Policies on Retirement and Saving When Firm Policies Affect the Opportunities Facing Older Individuals
Alan L. Gustman and Thomas L. Steinmeier

This project will examine the effects on retirement and saving of firm side factors, including minimum hours constraints, layoffs, job requirements, informal pressures to retire, job accommodations, retirement windows, and pension rules affecting payment when partially employed. Reduced form and dynamic, structural models jointly explaining retirement and saving will be estimated with and without firm-side factors, and biases in models that ignore them will be examined. In models incorporating firm-side factors, we will examine the effects of Social Security policies, including the effects of age of early benefit acceptance, the impact of voluntary accounts and crediting of earnings between spouses.



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